The role of information in the credit relationship

Journal of Innovation and Entrepreneurship

A Systems View Across Time and Space

Table 3 Degree of relevance of qualitative information in the year 2010

	Information regarding large enterprises				Information regarding small and medium enterprises
	Median relevance of information for large banks	Median relevance of information for small banks	Mann–Whitney U test	Significance	Median relevance of information for large banks	Median relevance of information for small banks	Mann–Whitney U test	Significance
Private information	2	4	48.5	0.0000	3	4	102	0.0060
Brand image	2	4	29.5	0.0000	3	4	102	0.0080
Information system organization	3	4	33.5	0.0000	3	4	46	0.0000
R & D	3	4	120.5	0.0344	4	4	153	0.2410
Entrepreneurial culture	2	4	34	0.0000	2	3	54.5	0.0000
Pricing	3	4	61.5	0.0002	3	4	126	0.0520
Relationship length	2	4	80	0.0011	2	3	118	0.0250

Information relating to large enterprises and SMEs for managers of large banks and small banks. 1 = no relevance, 2 = low, 3 = medium-high, 4 = high, 5 = very high, 6 = decisive.