A Systems View Across Time and Space
 | Large enterprises | Small and medium enterprises | ||||||
---|---|---|---|---|---|---|---|---|
 | Median relevance (large banks) | Median relevance (small banks) | Mann–Whitney U test | Significance | Median relevance (large banks) | Median relevance (small banks) | Mann–Whitney U test | Significance |
Balance sheets | 3 | 4 | 143 | 0.2387 | 4 | 3 | 46 | 0.000 |
Territorial data | 4 | 4 | 175.5 | 0.8668 | 3 | 4 | 153.5 | 0.385 |
Central credit register | 3 | 4 | 168 | 0.6978 | 3 | 3 | 146.5 | 0.238 |
Credit relationship | 4 | 3 | 148 | 0.2898 | 3 | 4 | 130 | 0.064 |
Guarantees | 3 | 4 | 158.5 | 0.4046 | 4 | 4 | 130 | 0.107 |