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Table 4 Degree of relevance of qualitative information in the year 2007

From: The role of information in the credit relationship

 

Information regarding large enterprises

Information regarding small/medium enterprises

 

Median relevance of information for large banks

Median relevance of information for small banks

Mann–Whitney U test

Significance

Median relevance of information for large banks

Median relevance of information for small banks

Mann–Whitney U test

Significance

Private information

3

4

53

0.0001

2

4

9

0.0000

Brand image

3

4

57

0.0001

3

4

59

0.0000

Information system organization

3

4

44.5

0.0000

2

4

29.5

0.0000

R & D

3

4

52.5

0.0001

2

4

58.5

0.0000

Entrepreneurial culture

2

4

38

0.0000

2

3

9.5

0.0000

Pricing

2

3

125

0.0530

2

3

79

0.0010

Relationship length

2

3

150

0.2297

3

4

67.5

0.0000

  1. Information relating to large enterprises and SMEs for managers of large banks and small banks. 1 = no relevance, 2 = low, 3 = medium-high, 4 = high, 5 = very high, 6 = decisive.