A Systems View Across Time and Space
From: The need for financial knowledge acquisition tools and technology by small business entrepreneurs
 |  | Mean | S.D. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dependent variable | |||||||||||||||||
1 | Level of need for KA tools | 3.625 | 0.690 | Â | Â | Â | Â | Â | Â | Â | Â | Â | Â | Â | Â | Â | Â |
Control variables | |||||||||||||||||
2 | Age |  | − 0.118 | − 0.118 |  |  |  |  |  |  |  |  |  |  |  |  |  |
3 | Education level |  | 0.050 | − 0.050 | 0.168* |  |  |  |  |  |  |  |  |  |  |  |  |
4 | Background education in business management |  | 0.123 | 0.123 | − 0.053 | − 0.088 |  |  |  |  |  |  |  |  |  |  |  |
5 | Number of year of experiences |  | − 0.123 | − 0.123 | 0.315** | − 0.027 | 0.064 |  |  |  |  |  |  |  |  |  |  |
6 | Prior experiences |  | 0.211** | 0.211** | − 0.090 | − 0.067 | 0.227** | − 0.022 |  |  |  |  |  |  |  |  |  |
7 | Responsibility on financial management |  | 0.015 | 0.015 | − 0.063 | − 0.129 | 0.439** | − 0.002 | 0.101 |  |  |  |  |  |  |  |  |
8 | Responsibility on accounting |  | − 0.149 | − 0.149 | − 0.106 | − 0.072 | 0.008 | 0.002 | 0.077 | 0.104 |  |  |  |  |  |  |  |
Independent variables | |||||||||||||||||
9 | Level of exiting financial knowledge | 1.866 | 0.277 | 0.151* | − 0.075 | − 0.090 | 0.290** | 0.023 | 0.385** | 0.351** | − 0.024 |  |  |  |  |  |  |
10 | Level of financial knowledge acquisition for financing | 3.3645 | 0.733 | 0.466** | − 0.065 | − 0.044 | 0.081 | − 0.100 | 0.178* | 0.020 | 0.035 | 0.036 |  |  |  |  |  |
11 | Level of financial knowledge acquisition for record keeping and accounting | 3.4211 | 0.814 | 0.339** | − 0.137 | − 0.074 | − 0.068 | − 0.131 | 0.143 | − 0.123 | 0.040 | − 0.225** | 0.641** |  |  |  |  |
12 | Level of financial knowledge acquisition for cash management | 3.3528 | 0.776 | 0.402** | − 0.196* | 0.035 | − 0.003 | − 0.140 | 0.125 | − 0.049 | 0.060 | − 0.216** | 0.633** | 0.676** |  |  |  |
13 | Level of financial knowledge acquisition for cost calculation | 3.4571 | 0.717 | 0.464** | − 0.167* | − 0.073 | 0.012 | − 0.072 | 0.137 | − 0.056 | − 0.037 | − 0.156* | 0.537** | 0.646** | 0.755** |  |  |
14 | Level of financial knowledge acquisition for business planning | 3.3782 | 0.762 | 0.442** | − 0.090 | 0.043 | − 0.009 | − 0.187* | 0.047 | − 0.137 | − 0.106 | − 0.231** | 0.539** | 0.668** | 0.699** | 0.717** | `` |
15 | Level of financial knowledge acquisition for feasibility study | 3.4464 | 0.764 | 0.378** | − 0.138 | − 0.031 | − 0.050 | − 0.203** | 0.072 | − 0.102 | 0.006 | − 0.270** | 0.598** | 0.627** | 0.703** | 0.699** | 0.737** |