A Systems View Across Time and Space
From: The need for financial knowledge acquisition tools and technology by small business entrepreneurs
Variables | Model 1 | Model 2 | |||
---|---|---|---|---|---|
Beta | t value | Beta | t value | ||
Control | |||||
1 | Age | − 0.063 | − 0.974 | − 0.025 | − 0.430 |
2 | Education level | − 0.013 | − 0.470 | − 0.009 | − 0.376 |
3 | Background education in business management | 0.152 | 1.132 | 0.072 | 0.619 |
4 | Number of year of experiences | − 0.059 | − 1.276 | − 0.031 | − 0.755 |
5 | Prior experience in the industry | 0.240 | 2.543* | 0.085 | 0.936* |
6 | Responsibility on financial management | − 0.056 | − 0.453 | − 0.060 | − 0.535 |
7 | Responsibility on record keeping and accounting | − 0.267 | − 2.270* | − 0.196 | − 1.887 |
Independent | |||||
8 | Level of exiting financial knowledge | Â | Â | 0.411 | 1.993* |
9 | Level of financial knowledge acquisition for financing | Â | Â | 0.260 | 2.837** |
10 | Level of financial knowledge acquisition for record keeping and accounting |  |  | − 0.089 | − 1.011 |
11 | Level of financial knowledge acquisition for cash management | Â | Â | 0.005 | 0.056 |
12 | Level of financial knowledge acquisition for cost calculation | Â | Â | 0.238 | 2.183** |
13 | Level of financial knowledge acquisition for business planning | Â | Â | 0.186 | 1.799 |
14 | Level of financial knowledge acquisition for a feasibility study |  |  | − 0.025 | − 0.249 |
 | Model’s R2 |  | 0.101* |  | 0.366** |
 | Adjusted R2 |  | 0.062* |  | 0.309** |
 | Change in R2 |  | 0.101* |  | 0.265** |