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Table 5 Regression: Level of need for KA tools

From: The need for financial knowledge acquisition tools and technology by small business entrepreneurs

Variables Model 1 Model 2
Beta t value Beta t value
Control
1 Age − 0.063 − 0.974 − 0.025 − 0.430
2 Education level − 0.013 − 0.470 − 0.009 − 0.376
3 Background education in business management 0.152 1.132 0.072 0.619
4 Number of year of experiences − 0.059 − 1.276 − 0.031 − 0.755
5 Prior experience in the industry 0.240 2.543* 0.085 0.936*
6 Responsibility on financial management − 0.056 − 0.453 − 0.060 − 0.535
7 Responsibility on record keeping and accounting − 0.267 − 2.270* − 0.196 − 1.887
Independent
8 Level of exiting financial knowledge    0.411 1.993*
9 Level of financial knowledge acquisition for financing    0.260 2.837**
10 Level of financial knowledge acquisition for record keeping and accounting    − 0.089 − 1.011
11 Level of financial knowledge acquisition for cash management    0.005 0.056
12 Level of financial knowledge acquisition for cost calculation    0.238 2.183**
13 Level of financial knowledge acquisition for business planning    0.186 1.799
14 Level of financial knowledge acquisition for a feasibility study    − 0.025 − 0.249
  Model’s R2   0.101*   0.366**
  Adjusted R2   0.062*   0.309**
  Change in R2   0.101*   0.265**
  1. *P < .05
  2. **P < .01