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A Systems View Across Time and Space

Table 5 Regression: Level of need for KA tools

From: The need for financial knowledge acquisition tools and technology by small business entrepreneurs

Variables

Model 1

Model 2

Beta

t value

Beta

t value

Control

1

Age

− 0.063

− 0.974

− 0.025

− 0.430

2

Education level

− 0.013

− 0.470

− 0.009

− 0.376

3

Background education in business management

0.152

1.132

0.072

0.619

4

Number of year of experiences

− 0.059

− 1.276

− 0.031

− 0.755

5

Prior experience in the industry

0.240

2.543*

0.085

0.936*

6

Responsibility on financial management

− 0.056

− 0.453

− 0.060

− 0.535

7

Responsibility on record keeping and accounting

− 0.267

− 2.270*

− 0.196

− 1.887

Independent

8

Level of exiting financial knowledge

  

0.411

1.993*

9

Level of financial knowledge acquisition for financing

  

0.260

2.837**

10

Level of financial knowledge acquisition for record keeping and accounting

  

− 0.089

− 1.011

11

Level of financial knowledge acquisition for cash management

  

0.005

0.056

12

Level of financial knowledge acquisition for cost calculation

  

0.238

2.183**

13

Level of financial knowledge acquisition for business planning

  

0.186

1.799

14

Level of financial knowledge acquisition for a feasibility study

  

− 0.025

− 0.249

 

Model’s R2

 

0.101*

 

0.366**

 

Adjusted R2

 

0.062*

 

0.309**

 

Change in R2

 

0.101*

 

0.265**

  1. *P < .05
  2. **P < .01