Table 5 Standardized factor loadings, validity, and reliability

 There is an increase in sales and profitability during the three last years

0.899**

0.51

0.77

 My business does not have the capacity to develop new products and processes

0.885**

 I do not think that my business will survive and continue its activity forever

0.417*

 I am committed with social responsibility, i.e., employing local nationals

0.820**

 My business is offering high-quality products and services

0.485**

 More than 50% of the profit are reinvested in the business

0.974*

 Profits of my enterprise tend to increase

0.546**

 The number of employees in my enterprise started to increase

0.920**

 There is an increase in sales and profitability during the three last years

0.944**

 I feel at ease

0.737**

0.50

0.70

 I am confident to perform well in his business take care

0.717**

 I am concerned about these competitors in the market

0.743*

 Our team needs to perform well.

0.611**

 Our team is physically and mentally well prepared to complete the opposition in the market

0.623**

 Never my team workers feel nervous during hard working

0.714**

 I always do my best whether I am alone or with someone

0.832**

0.67

0.87

 I always try hard to improve on my past performance

0.874*

 I enjoy working towards clear, challenging goals

0.815**

 In general, I try to make every minute count

0.891**

 I often put pressure on myself to achieve as much as I can

0.927**

 We seem to adopt a rather conservative view when making major decisions

0.686**

0.51

0.72

 We tend to support projects where the expected returns are certain

0.701**

 Operations have generally followed the "tried and true" paths

0.904**

 Our operations can be generally characterized as high risk

0.595**

 My business is not offering a good product at a competitive price

0.534**

0.50

0.71

 I can’t find qualified labor for my business

0.926*

 There is the maintenance of accurate records of sales/expense in my enterprise

0.533**

 I am satisfied with the financial facilities given by banks and other lending institutions

0.840**

 I suffer greatly from the gender discrimination caused by the culture and traditions of the society

0.652**

0.65

0.83

 The support from strong ties (spouse, parents, friends and relatives) have a positive effect on my business growth

0.899**

 My parents have their own business

0.939**