|1. Contribution of SMEs|| ✓ Promotes networking with important people|
✓ Promotes close customer contact
✓ Promotes high-level interaction with potential customers.
|2. Challenges of SMEs||✓ Stiff competition from both domestic and foreign firms|
|3. Relationship between financial inclusion and SME growth||✓ Significant and weak|
|4. Predictive role of financial inclusion on SME growth||✓ Very low, accounting for only 12.8% of the level of SME growth|