Micro- and small-scale enterprises’ financing preference in line with POH and access to credit: empirical evidence from entrepreneurs in Ethiopia

Journal of Innovation and Entrepreneurship

A Systems View Across Time and Space

Table 10 Cramer’s V contingency correlation test results to check co-linearity among categorical variables

Variable	Sector	Collater	Interest	Repay	Gender	Report	Proced	Registr	Plan	Locat	Educati	Instituti
Sec	1
Collat	0.158	1.000
Inter	0.137	0.016	1.000
Repay	0.162	0.222	0.139	1.000
Gen	0.130	0.080	0.088	0.208	1.000
Repor	0.166	0.044	0.140	0.286	0.043	1.000
Proced	0.188	0.050	0.026	0.172	0.254	0.125	1.000
Registra	0.137	0.112	0.103	0.173	0.044	0.289	0.091	1.000
Plan	0.072	0.182	0.041	0.161	0.096	0.153	0.010	0.112	1.000
Locat	0.174	0.188	0.102	0.210	0.132	0.185	0.145	0.083	0.100	1.000
Educat	0.172	0.132	0.163	0.317	0.229	0.261	0.197	0.182	0.246	0.217	1.000
Instit	0.317	0.078	0.128	0.177	0.057	0.072	0.140	0.002	0.136	0.288	0.110	1.000