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A Systems View Across Time and Space

Table 1 Degree of relevance of quantitative information in the year 2010

From: The role of information in the credit relationship

 

Large enterprises

Small and medium enterprises

 

Median relevance (large banks)

Median relevance (small banks)

Mann–Whitney U test

Significance

Median relevance (large banks)

Median relevance (small banks)

Mann–Whitney U test

Significance

Balance sheets

4

4

159.5

0.316

3

3

172

0.420

Territorial data

4

3

157.5

0.302

3

3

143

0.120

Central credit register

4

3

65

0.0

3

3

171

0.449

Credit relationship

4

4

169.5

0.503

3

4

97.5

0.003

Guarantees

3

4

78

0.01

4

4

111.5

0.018

  1. Information relating to large enterprises and SMEs for managers of large banks and small banks. 1 = no relevance, 2 = low, 3 = medium-high, 4 = high, 5 = very high, 6 = decisive.