Financial inclusion also leads to social inclusion—myth or reality? Evidences from self-help groups led microfinance of Assam

Journal of Innovation and Entrepreneurship

A Systems View Across Time and Space

Table 2 Summary results of t test conducted in quantitative variables

Variables	Respondents	N	Mean	S.D.	S.E.	Mean difference	Std. error mean difference	t-Statistics
Age	Participants	310	31.474	6.503	0.369	1.343	0.461	2.913*
Age	Non-participants	465	30.131	5.950	0.276	1.343	0.461	2.913*
Education	Participants	310	5.577	3.362	0.191	0.483	0.255	1.896***
Education	Non-participants	465	5.095	3.634	0.169	0.483	0.255	1.896***
Agricultural land holding (In Bigha)	Participants	310	1.881	1.554	0.088	0.239	0.112	2.145*
Agricultural land holding (In Bigha)	Non-participants	465	1.641	1.473	0.068	0.239	0.112	2.145*
Distance from Bank (in Km)	Participants	310	4.861	2.099	0.119	0.373	0.145	2.565*
Distance from Bank (in Km)	Non-participants	465	4.488	1.798	0.083	0.373	0.145	2.565*
Consumption expenditure	Participants	310	1906.710	484.884	27.540	496.839	30.389	16.349*
Consumption expenditure	Non-participants	465	1409.871	277.053	12.848	496.839	30.389	16.349*

Source: Authors’ Own Calculation Based on Primary Data
***Significant at 1 % level, ** Significant at 5% level, * Significant at 10% level