A Systems View Across Time and Space
Table 8 FII indicators and their corresponding weights
Indicators | Sources of finance | Descriptions | Nature of the variable | Weights |
|---|---|---|---|---|
Formal credit | From formal agencies directly and/or through SHG during Survey (during 2016) | Yes = 1 | Categorical | 0.124 |
Otherwise = 0 | ||||
From formal agencies directly and/or through SHG during Survey (during 2017) | Yes = 1 | Categorical | 0.105 | |
Otherwise = 0 | ||||
From formal agencies directly and/or through SHG during Survey (during 2018) | Yes = 1 | Categorical | 0.079 | |
Otherwise = 0 | ||||
Regular repayment of loan | Yes = 1 | Categorical | 0.094 | |
Otherwise = 0 | ||||
Received loan during emergency | Yes = 1 | Categorical | 0.087 | |
Otherwise = 0 | ||||
Savings | Operating SB Account in Bank/Post office/Co-operative Banks | Yes = 1 | Categorical | 0.120 |
Otherwise = 0 | ||||
Fixed Deposit or Recurring Deposit Account with Institutional Agencies | Yes = 1 | Categorical | 0.087 | |
Otherwise = 0 | ||||
Savings in SHG | Yes = 1 | Categorical | 0.101 | |
Otherwise = 0 | ||||
Insurance | Any source/type of insurance | Yes = 1 | Categorical | 0.110 |
Otherwise = 0 | ||||
Transaction services | Usages of ATM/Debit Card/Cheque | Yes = 1 | Categorical | 0.085 |
Otherwise = 0 | ||||
Banking knowledge | Knowledge of banking procedure after joining SHG | Yes = 1 | Categorical | 0.024 |
Otherwise = 0 | ||||
SHG operation | Facing problem of getting loan through SHG | Yes = 0 | Categorical | 0.070 |
Otherwise = 1 |