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A Systems View Across Time and Space

Table 9 SEI indicators and their corresponding weights

From: Financial inclusion also leads to social inclusion—myth or reality? Evidences from self-help groups led microfinance of Assam

Broad areas of exclusion

Indicators

Modalities

Weights

Economic exclusion

Subjective basic needs

In the past 0 year household has not able to offered three meal a day or pay bill regularly, or keep the home adequately warm (if yes = 0, 1 otherwise)

0.06

Employment

Being unemployed or discouraged worker (if Yes = 0, 1 otherwise)

0.067

Financial service

Bank accounts owns name (if yes = 1, 0 otherwise)

0.027

Material deprivation housing

Cannot offered bed for every member (if yes = 0, 1 otherwise)

0.033

Constructed toilet (if Yes = 1, 0 otherwise)

0.037

Has Cement roof (if yes = 1, 0 otherwise)

0.075

Has cement floor (if yes = 1, 0 otherwise)

0.012

Material deprivation amenities

Household has washing machine, microwave and freez but cannot afford one (if yes = 0, 1 otherwise)

0.074

Has mobile phone (if yes = 1, 0 otherwise)

0.068

Has TV set (if yes = 1, 0 otherwise)

0.015

Has bicycle (if yes = 1, 0 otherwise)

0.043

Has four wheeler motored vehicle (if yes = 1, 0 otherwise)

0.074

Material deprivation ICT

Household needs a computer or internet but cannot afford one (if yes = 0, 1 otherwise)

0.076

Exclusion from public service

Public utilities

No public water connection (if yes = 0, 1 otherwise)

0.091

No Sewerage system (if yes = 0, 1 otherwise)

0.107

no Gas connection (if yes = 0, 1 otherwise)

0.044

No Electricity (if yes = 0, 1 otherwise)

0.066

Education

Could not afford to buy school materials for every child in past 00 moth (if yes = 0, 1 otherwise)

0.095

Young children not in school or pre-school (if yes = 0, 1 otherwise)

0.09

Health

Could not afford medication or dental checks for every child in the past 12 months (if yes = 0, 1 otherwise)

0.035

Doctor consulted in case of medical needs (if yes = 1, 0 otherwise)

0.11

Social infrastructure

Lack of opportunities to attend events due to distance (if yes = 0, 1 otherwise)

0.06

Exclusion from civic and political participation

Social contact

Rare or infrequent social contract with family or relatives (if yes = 0, 1 otherwise)

0.073

Rare social contract with friends (if yes = 0, 1 otherwise)

0.057

lack of support network that could help in the events of emergency (if yes = 0, 1 otherwise)

0.088

Social participation

Since last 1 year household has not been able to invite friends or relatives for meal at least once a month (if yes = 0, 1 ootherwise)

0.064

Has not been able to afford to buy cinema tickets since 12 months (if yes = 0, 1 otherwise)

0.046

Civic participation

Inability to vote due to lack of eligibility or distance to polling station (if yes = 0, 1 otherwise)

0.102

No participation/membership in associations, teams or clubs (if yes = 0, 1 otherwise)

0.024

No participation in political/Civic activities (if yes = 0, 1 otherwise)

0.024

  1. Source: Authors’ own calculation based on primary data