A Systems View Across Time and Space
From: Female unemployment, mobile money innovations and doing business by females
 | Dependent variable: Time to start a business by a female | |||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Registered mobile money agents per 100 000 adults (Oae1) | Registered mobile money agents per 1000 km2 (Oae2) | |||||||||||
OLS | Q.10 | Q.25 | Q.50 | Q.75 | Q.90 | OLS | Q.10 | Q.25 | Q.50 | Q.75 | Q.90 | |
Constant | − 15.537 | − 11.286** | − 10.904 | − 1.895 | − 0.059 | 16.442 | − 14.233 | − 7.239 | − 9.493 | 3.787 | 0.225 | 28.512 |
(0.269) | (0.023) | (0.146) | (0.912) | (0.998) | (0.713) | (0.320) | (0.202) | (0.202) | (0.823) | (0.993) | (0.529) | |
FUmpl | 0.783*** | 0.641*** | 0.675*** | 0.837*** | 0.789** | 0.113 | 0.784*** | 0.610*** | 0.654*** | 0.859*** | 0.765** | 0.004 |
(0.000) | (0.000) | (0.000) | (0.002) | (0.034) | (0.870) | (0.000) | (0.000) | (0.000) | (0.001) | (0.042) | (0.994) | |
Oae1 | − 0.002 | − 0.002 | 0.0007 | − 0.00001 | − 0.004 | − 0.010 | – | – | – | – | – | – |
(0.329) | (0.173) | (0.767) | (0.997) | (0.567) | (0.466) | Â | Â | Â | Â | Â | Â | |
Oae2 | – | – | – | – | – | – | − 0.001 | − 0.004*** | − 0.0004 | − 0.001 | − 0.00005 | 0.003 |
 |  |  |  |  |  | (0.344) | (0.000) | (0.675) | (0.601) | (0.990) | (0.628) | |
FUmpl × Oae1 | 0.0002 | 0.0006*** | 0.0001 | 0.00009 | − 0.000001 | 0.0004 | – | – | – | – | – | – |
(0.550) | (0.006) | (0.700) | (0.909) | (0.999) | (0.850) | Â | Â | Â | Â | Â | Â | |
FUmpl × Oae2 | – | – | – | – | – | – | − 0.00002 | 0.001*** | 0.0005 | 0.0005 | − 0.001 | − 0.0001 |
 |  |  |  |  |  | (0.962) | (0.006) | (0.370) | (0.713) | (0.542) | (0.976) | |
SES | 0.233** | 0.083*** | 0.085* | -0.016 | 0.175 | 0.276 | 0.225** | 0.060* | 0.080* | − 0.028 | 0.179 | 0.185 |
(0.029) | (0.008) | (0.069) | (0.876) | (0.238) | (0.326) | (0.036) | (0.091) | (0.083) | (0.786) | (0.275) | (0.513) | |
Trade | − 0.072 | − 0.075*** | − 0.065** | − 0.051 | − 0.111 | − 0.119 | − 0.071* | − 0.092*** | − 0.075*** | − 0.103* | − 0.086 | − 0.132 |
(0.072) | (0.000) | (0.012) | (0.380) | (0.170) | (0.433) | (0.068) | (0.000) | (0.002) | (0.066) | (0.315) | (0.374) | |
FSEmp | 0.020 | 0.073** | 0.072 | − 0.013 | − 0.038 | − 0.170 | 0.006 | 0.060 | 0.068 | − 0.033 | − 0.050 | − 0.296 |
(0.806) | (0.038) | (0.175) | (0.911) | (0.819) | (0.593) | (0.943) | (0.140) | (0.200) | (0.787) | (0.791) | (0.367) | |
CostBusiness | 0.216*** | 0.016 | 0.047*** | 0.059 | 0.213*** | 0.319*** | 0.216*** | 0.009 | 0.044*** | 0.069* | 0.212*** | 0.326*** |
(0.002) | (0.130) | (0.004) | (0.111) | (0.000) | (0.001) | (0.000) | (0.448) | (0.005) | (0.056) | (0.000) | (0.001) | |
Startupprocd | 2.456*** | 2.474*** | 2.317*** | 2.589*** | 2.097*** | 1.961 | 2.445*** | 2.413*** | 2.314*** | 2.427*** | 1.836*** | 2.126* |
(0.000) | (0.000) | (0.000) | (0.000) | (0.001) | (0.105) | (0.000) | (0.000) | (0.000) | (0.000) | (0.008) | (0.074) | |
Bankaccount | − 7.165** | − 6.154*** | − 6.458*** | − 5.115 | − 5.018 | − 8.002 | − 7.052** | − 5.819*** | − 6.331*** | − 4.230 | − 4.503 | − 5.966 |
(0.028) | (0.000) | (0.000) | (0.126) | (0.276) | (0.358) | (0.031) | (0.000) | (0.000) | (0.193) | (0.370) | (0.491) | |
Thresholds | na | nsa | na | na | na | na | na | nsa | na | na | na | na |
R2/Pseudo R2 | 0.592 | 0.412 | 0.419 | 0.415 | 0.469 | 0.532 | 0.593 | 0.403 | 0.419 | 0.418 | 0.465 | 0.532 |
Fisher | 24.74*** | Â | Â | Â | Â | Â | 23.59*** | Â | Â | Â | Â | Â |
Observations | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 |