A Systems View Across Time and Space
From: Female unemployment, mobile money innovations and doing business by females
 | Dependent variable: procedure to start a business by a female | |||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Active mobile money agents per 100 000 adults (Oaa1) | Active mobile money agents per 1000 km2 (Oaa2) | |||||||||||
OLS | Q.10 | Q.25 | Q.50 | Q.75 | Q.90 | OLS | Q.10 | Q.25 | Q.50 | Q.75 | Q.90 | |
Constant | 0.194 | − 5.432** | -4.854 | 0.258 | 1.614 | 4.064*** | 1.031 | − 5.718* | − 4.043 | − 3.170 | 5.426** | 5.751** |
(0.940) | (0.038) | (0.185) | (0.957) | (0.538) | (0.006) | (0.671) | (0.063) | (0.277) | (0.550) | (0.044) | (0.018) | |
FUmpl | 0.053 | 0.044 | 0.020 | 0.127 | 0.058 | − 0.036 | 0.009 | − 0.012 | 0.0007 | 0.038 | 0.042 | 0.007 |
(0.341) | (0.392) | (0.786) | (0.195) | (0.277) | (0.217) | (0.853) | (0.803) | (0.990) | (0.669) | (0.352) | (0.859) | |
Oaa1 | − 0.00005 | 0.003*** | 0.001 | − 0.001 | − 0.0009 | − 0.0007 | –- | –- | –- | –- | –- | –- |
(0.953) | (0.003) | (0.230) | (0.559) | (0.385) | (0.220) | Â | Â | Â | Â | Â | Â | |
Oaa2 | – | – | – | – | – | – | 0.0004 | 0.001*** | 0.0006 | − 0.0001 | − 0.0009* | − 0.001** |
 |  |  |  |  |  | (0.409) | (0.003) | (0.380) | (0.873) | (0.075) | (0.022) | |
FUmpl × Oaa1 | − 0.0004 | − 0.0006 | − 0.0002 | − 0.0005 | − 0.00008 | − 0.00009 | – | – | – | – | – | – |
(0.054) | (0.002) | (0.384) | (0.196) | (0.685) | (0.393) | Â | Â | Â | Â | Â | Â | |
FUmpl × Oaa2 | – | – | – | – | – | – | − 0.0003 | − 0.001*** | − 0.0002 | 0.0002 | 0.0001 | 0.00002 |
 |  |  |  |  |  | (0.361) | (0.003) | (0.646) | (0.692) | (0.661) | (0.936) | |
SES | 0.018 | 0.034** | 0.061*** | 0.041 | 0.022 | 0.0001 | 0.022 | 0.037* | 0.057** | 0.063* | 0.005 | -0.005 |
(0.314) | (0.035) | (0.008) | (0.165) | (0.177) | (0.986) | (0.193) | (0.054) | (0.015) | (0.057) | (0.732) | (0.721) | |
Trade | 0.010 | 0.057*** | 0.050*** | − 0.014 | − 0.012 | − 0.013* | 0.001 | 0.064*** | 0.047*** | 0.015 | − 0.027** | − 0.023** |
(0.381) | (0.000) | (0.006) | (0.533) | (0.340) | (0.054) | (0.905) | (0.000) | (0.005) | (0.522) | (0.022) | (0.028) | |
FSEmp | 0.035* | 0.049*** | 0.052** | 0.043 | 0.036** | 0.022** | 0.028 | 0.051** | 0.048** | 0.052 | 0.019 | 0.022 |
(0.051) | (0.006) | (0.040) | (0.196) | (0.045) | (0.024) | (0.112) | (0.017) | (0.043) | (0.156) | (0.302) | (0.174) | |
CostBusiness | 0.006 | − 0.005 | 0.008 | 0.017 | 0.010 | − 0.003 | 0.005 | − 0.013 | 0.006 | 0.015 | 0.007 | − 0.001 |
(0.521) | (0.442) | (0.401) | (0.214) | (0.162) | (0.380) | (0.614) | (0.131) | (0.562) | (0.314) | (0.289) | (0.809) | |
TimeBusiness | 0.072*** | 0.089*** | 0.050 | 0.036 | 0.068*** | 0.118*** | 0.086*** | 0.102*** | 0.055* | 0.045 | 0.040* | 0.052** |
(0.006) | (0.000) | (0.124) | (0.392) | (0.005) | (0.000) | (0.002) | (0.000) | (0.083) | (0.320) | (0.076) | (0.012) | |
Bankaccount | 0.817 | − 0.987* | − 1.624** | 0.841 | 1.741*** | 2.597*** | 0.746 | − 0.522 | − 1.454* | − 0.383 | 1.638*** | 2.411*** |
(0.116) | (0.081) | (0.043) | (0.419) | (0.003) | (0.000) | (0.160) | (0.414) | (0.066) | (0.731) | (0.005) | (0.000) | |
Thresholds | na | na | na | na | na | na | na | na | na | na | na | na |
R2/Pseudo R2 | 0.390 | 0.330 | 0.270 | 0.220 | 0.341 | 0.484 | 0.336 | 0.336 | 0.285 | 0.187 | 0.345 | 0.476 |
Fisher | 6.94*** | Â | Â | Â | Â | Â | 4.71*** | Â | Â | Â | Â | Â |
Observations | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 | 69 |