Technological turbulence as hindrance between factors influencing readiness of senior management and implementing blockchain technology in Jordanian Islamic banks: a structural equation modeling approach

Journal of Innovation and Entrepreneurship

A Systems View Across Time and Space

Table 4 Discriminant validity Heterotrait–Monotrait ratio (HTMT)

Variables	Attention to customers	Bank security	Economic efficiency	Education	Preparation	Readiness to adopt blockchain technology	Training
Attention to customers
Bank security	0.680
Economic efficiency	0.673	0.685
Education	0.676	0.379	0.629
Preparation	0.658	0.424	0.595	0.646
Readiness to adopt blockchain technology	0.656	0.522	0.565	0.632	0.702
Training	0.656	0.380	0.603	0.528	0.525	0.626
Technological turbulence	0.671	0.316	0.621	0.523	0.406	0.648	0.573